Closing costs are typically paid at the closing appointment, which occurs after your mortgage is fully approved and all contingencies are satisfied. You’ll receive a Closing Disclosure at least three business days before closing, detailing your final loan terms and costs. Review this document carefully and ask questions if anything is unclear. On the day of closing, you’ll bring a cashier’s check or arrange a wire transfer to cover the remaining balance. Planning ahead ensures there are no last‐minute delays, explore our Moving Services to coordinate the transition to your new home.